National City Direct Student Loan
If you're looking for a smart way to pay for college, you just found it.
Private student loans, also known as alternative student loans, help bridge the gap between the actual costs of college and other financial aid. Our straightforward approach, competitive rates and excellent customer service make National City the smart place to turn when seeking college money.
The fixed costs are just the beginning.
National City Direct Student Loans can provide from $1,500 to $40,000 per academic year1 to help you pay for the real costs associated with getting an education - from books and lab fees to a new laptop.
Specific loans for education at all levels.
National City Direct Student Loans can help provide funds for undergraduate, graduate and professional programs, continuing education and certificate programs.
Covering the full cost of education.
To learn more about your options when borrowing for school, visit www.SmartBorrowing.org. Alternative student loans are often used to supplement federal student loans. Tuition-only loans are another option but using a credit card to cover other education expenses can be risky.
Delay repayment while you're in school.2
Get the college money you need now, and don't pay a cent until 6 months after you graduate. Or make interest-only payments while in school or start paying right away to save the most money.
Up to 0.50% interest rate reduction with automated payments.3
A 0.25% interest rate reduction is available for borrowers who elect to have monthly principal and interest payments transferred electronically from a savings or checking account. Upon request, loan borrowers are also entitled to an additional 0.25% interest rate reduction if the first 36 payments of principal and interest are paid on time and the borrower signs up for automated payments.3